Built for high-volume cross-border businesses

Move money at
institutional scale.

Ntradex Business gives fintech platforms, MTOs, and import/export businesses direct access to interbank FX rates, bulk payment rails, and API-first infrastructure across many countries.

Talk to Our Team See How It Works

4K+

Active corridors

FINTRAC

MSB Registered and Regulated

API

Integration ready

$500K+

Monthly GMV floor

Payment Settled NG-CA · CAD 142,800
Payment Dashboard March 2026
Monthly GMV
$2.4M
Transactions
1,847
Avg. Settlement
4.2h
Bulk Transfer · NG→CA 48 payments · today 09:14
+CAD 285,600
Settled
API Payout · GH→AU 12 payments · today 08:47
+AUD 94,200
Settled
FX Convert · NGN→GBP 1 transaction · today 07:30
+GBP 48,000
Settled
Who We Serve

Built for businesses that move money at scale

We work with a focused set of business types where Ntradex's infrastructure creates the most value, organisations processing meaningful cross-border volume across Africa and the Global North.

Fintech Platforms

Digital wallets, neobanks, and payment platforms needing reliable FX rails and settlement infrastructure across Africa and Canada.

Import / Export Businesses

Suppliers and distributors trading between Africa and the Global North who need competitive FX rates and transparent settlement timelines.

Money Transfer Operators

Licensed MTOs looking for wholesale FX access, aggregation corridors, and white-label or API-based disbursement infrastructure.

FX Businesses

Currency exchange businesses and treasury desks needing interbank pricing, liquidity, and multi-currency account management.

Volume floor: $500,000+ / month cross-border GMV

To deliver the best pricing, fastest settlement and dedicated support, we partner with businesses processing at least $500K/month in cross-border payments. Not there yet? Our personal product is available for individuals and smaller volumes.

Check Your Eligibility
NGN / CAD Rate
0.00089
▲ 0.12% vs. yesterday
Your FX Savings
$8,400
↑ this month
GHS / AUD Rate
0.0621
▲ 0.04% vs. yesterday
Spread vs. Banks
~0.3%
↓ lower than average
Interbank-linked pricing · Updated live
FX & Rate Management

Institutional FX rates. No hidden markups.

Access interbank-linked exchange rates across all active corridors. Ntradex passes on near-interbank pricing with a transparent, low spread — not the 2–4% markup most banks and legacy providers charge.

Live rate feeds

Real-time FX rates updated throughout the trading day across all active currency pairs.

Rate locking

Lock in rates ahead of large transfers to protect against short-term FX volatility.

Dedicated FX desk

High-volume clients get direct access to our FX desk for structured deals and bespoke pricing.

Multi-currency wallets

Hold balances in multiple currencies simultaneously — convert only when you need to.

Bulk Payments

Send hundreds of payments in a single instruction.

Upload a CSV or trigger via API to disburse to hundreds of recipients across multiple corridors simultaneously. Whether you're paying suppliers, disbursing agent commissions, or processing customer payouts — Ntradex handles the scale.

CSV upload or API trigger

Submit bulk batches via our dashboard or programmatically through our REST API with the same reliability.

Multi-recipient disbursements

Pay 1 or 10,000 recipients in a single batch with per-payment status tracking and delivery confirmation.

Scheduled disbursements

Queue future-dated bulk batches in advance, aligned to your payroll or supplier payment cycles.

Full audit trail

Every batch is logged with timestamps, FX rates applied, and individual payment outcomes exportable to CSV or PDF.

Batch #2847 — In Progress
Emeka Okafor
NG · UBA · ***4721
NGN 580,000
Settled
Ama Mensah
GH · GCB · ***1198
GHS 14,200
Settled
Wanjiru Kamau
KE · Equity · ***8834
KES 190,000
Processing
48 of 52 complete · 4 processing
API & Integrations

Embed cross-border payments into your platform.

Our REST API gives your engineering team a clean, well-documented path to embed FX, send payments, check rates, and query transaction status — all without building currency infrastructure from scratch.

POST /v1/payments/send
// Initiate a cross-border payment
{
  "amount": 50000,
  "currency": "CAD",
  "destination_currency": "NGN",
  "recipient": {
    "name": "Chidi Okeke",
    "bank_code": "058",
    "account_number": "0123456789"
  },
  "reference": "INV-2026-0041"
}

// 200 Response
{
  "status": "processing",
  "transaction_id": "txn_Xk9m2Lp4vR",
  "fx_rate": 1189.42,
  "destination_amount": 59471000,
  "eta": "2026-03-04T13:30:00Z"
}

RESTful API with full documentation

Clean JSON-based REST API with Swagger docs, sandbox environment, and code examples in Python, Node.js, PHP and cURL.

Real-time webhooks

Receive instant webhook notifications for payment status changes, FX rate alerts, and settlement confirmations.

OAuth 2.0 & API key auth

Enterprise-grade authentication supporting OAuth 2.0 flows and static API keys with IP allowlisting.

Sandbox environment

Fully-featured sandbox with simulated FX rates and test bank accounts so you can integrate before going live.

Dedicated integration support

Our technical team will walk your engineers through the integration with a go-live target and SLA.

Corridors

Active business corridors

Ntradex maintains direct settlement relationships across the following corridors. More corridors are in active compliance review.

Corridor Currencies Settlement Speed Delivery Methods Status
Canada → Nigeria CA → NG
CAD → NGN < 10 mins Bank Transfer, Mobile Money Live
Canada → China CA → CN
CAD → CNY < 45 mins Bank Transfer Live
Canada → Australia CA → AU
CAD → AUD < 30 mins Bank Transfer, PayID, NPP Live
Canada → UK CA → UK
CAD → GBP < 30 mins Bank Transfer, CHAPS, FPS Live
Canada → Singapore CA → SG
CAD → SGD < 45 mins Bank Transfer Live
Canada → USA CA → US
CAD → USD < 30 mins Bank Transfer, ACH Live
Canada → Denmark CA → DK
CAD → DKK < 30 mins Bank Transfer Live
Canada → Germany CA → DE
CAD → EUR < 30 mins Bank Transfer, SEPA Live
Canada → 🇰🇪 CA → KE
CAD → KES < 30 mins Bank Transfer, Mobile Money, M-PESA Live
Canada → 🇬🇭 CA → GH
CAD → GHS < 30 mins Bank Transfer, Mobile Money Live
Enquire about a specific corridor
Pricing

Transparent, volume-based pricing

No monthly fees. No hidden markups. Ntradex earns a small spread on FX plus a transaction fee that decreases with volume. All-in pricing is quoted before you confirm any transfer.

Growth

$500K – $2M / month GMV

  • Dashboard access
  • Bulk payment upload (CSV)
  • Live FX rates
  • Standard settlement SLA
  • Email & chat support
  • 4 active corridors
Get Started
Most Popular

Scale

$2M – $10M / month GMV

  • Everything in Growth
  • Full REST API access
  • Webhook notifications
  • Rate locking
  • Priority settlement SLA
  • Dedicated account manager
  • All active corridors
Get Started

Enterprise

$10M+ / month GMV

  • Everything in Scale
  • Dedicated FX desk
  • Custom rate agreements
  • White-label options
  • Custom corridor access
  • SLA with penalties
  • On-site compliance review
Talk to Us

All pricing is quoted all-in before confirmation. Exact spreads vary by corridor and volume. Contact us for a custom rate card.

Getting Started

From first call to first transfer — in days, not months

Our onboarding is designed for businesses that move fast. We handle compliance verification, corridor configuration and integration support in parallel.

1

Discovery call

Tell us about your corridors, monthly volumes, and integration requirements. We confirm fit and agree on next steps.

2

Compliance & KYB

We run a streamlined Know Your Business (KYB) review. Typical turnaround is 2–5 business days for standard business types.

3

Configuration & testing

Your account manager configures your corridors, rate tiers, and dashboard. Your engineers access the sandbox for integration testing.

4

Go live

After a successful test run and final compliance sign-off, you go live with full access to your agreed corridors and pricing tier.

Start with a Discovery Call

Regulated infrastructure your compliance team can rely on.

Ntradex operates under Canada's federal AML/CFT framework. Your cross-border flows are processed through a registered money services business with a full AML/CTF compliance programme not a grey-market provider.

View Compliance Details  
FINTRAC MSB Registration Registered Money Services Business — Canada
Bank of Canada RPAA Retail Payment Activities Act — registered under BoC
AML / CFT Programme Full anti-money laundering and counter-terrorism financing controls
KYB & KYC Verification Robust business and individual onboarding due diligence
Data Security Encrypted data at rest and in transit — compliant with Canadian privacy law (PIPEDA)
What Our Partners Say

Trusted by businesses moving real volume

"We moved from a major bank to Ntradex for our Nigeria remittance corridor and immediately cut our FX spread in half. The API integration was clean and their team was hands-on through go-live."
AC
Adaeze C. Head of Operations · Lagos Fintech Platform
"Our bulk payouts to agents in Ghana used to take 3–4 days. With Ntradex we're consistently settling within 8 hours. That alone changed our working capital picture significantly."
KA
Kwame A. CFO · Import-Export Business · Accra / Sydney
"The compliance credentials matter for our institutional clients. Being able to point to FINTRAC registration and a proper AML programme made the conversation with our legal team straightforward."
SM
Segun M. CEO · Licensed MTO · Canada
Talk to the Team

Let's talk about your corridors and volumes.

Tell us a bit about your business and we'll set up a discovery call within one business day. No hard sell just a straightforward conversation about whether Ntradex is the right fit.

Response within 1 business day
Dedicated account manager from day one
FINTRAC regulated — safe to engage

Or email us directly at:
business@ntradex.ca

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